1.1 uSwitch Mortgage are provided by Charcol. Charcol is a trading name of @Charcol Limited, registered in England No. 3795361. @Charcol Limited's Registered Office is at Chancery House, 53-64 Chancery Lane, London WC2A 1QU.  @Charcol Limited is an appointed representative of Charcol Limited, which is authorised and regulated by the Financial Services Authority (FSA reg. 427339).

1.2 @Charcol Limited trading as Charcol offer(s) a range of financial planning services.

1.3 All calls to uSwitch Mortgages may be recorded for training and monitoring purposes.

1.4 The mortgage quote you will receive on this website will not contain all of the details you need to choose a mortgage. Loans subject to status, type and value of property. Insurance may be required. Make sure that you read the separate key facts illustration before you make a decision

2.1 @Charcol Limited is an appointed representative of Charcol Limited, which is authorised and regulated by the Financial Services Authority (FSA reg. 427339).

2.2 The Financial Services Authority is the principle regulatory body for Financial Services in the UK. They can be contacted at

The Financial Services Authority
25 The North Colonnade
Canary Wharf
London
E14 5HS

Tel: 020 7066 1000

or by visiting their website http://www.fsa.gov.uk/contact

2.3 The FSA does not regulate credit cards, unsecure and personal loans or some investment mortgage contracts.

3.1 @Charcol Limited may receive procuration fees from Mortgage lenders. We will confirm the amount to you in writing before you take out your mortgage. Any fees payable by you, in connection with your new mortgage, will be shown on each product illustration. Please note that these fees exclude any legal fees you may have to pay and we recommend that you ascertain what these fees may be prior to taking out your mortgage.

3.2 In addition we may charge a booking fee of £75 in respect of the exclusive or semi-exclusive mortgages we offer. An exclusive mortgage is defined as mortgages only available through Charcol Ltd and @Charcol Ltd and semi-exclusive mortgages are defined as mortgages only available through Charcol Ltd and @Charcol Ltd and a limited number of other broker networks.

3.3 Unless agreed otherwise, we will derive our income from commission paid to us by the companies with which we place your business.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE