Best Buy Details

Mortgage Details

Product Type

Mortgage Lender:

Initial Rate:

Period of initial rate:

Subsequent Rate:

The Overall Cost for Comparison:

Bank Base Rate plus 1.44% for 3 years

Scarborough Building Society

6.44%

36 months

7.24% for 264 months

7.50% APR

Repayments

Based on a loan amount of 150K, a loan to value of 60% and a term of 25 years

Total Cost over the term:

£322,989.24

Initial Monthly Payment:

£1,008.55

Subsequent Monthly Payment:

£1,077.96

Fees

Lenders arrangement fee:

£1,295.00

Telegraphic Transfer Fee:

£35.00

Booking fee:

£0.00

Incentives:

Yes

Early Repayment Charges:

Up to 4% for 3 years

Flexible repayment features

Overpayments:

Yes

Borrow Back Overpayments:

No

Underpayments:

Yes

Payment Holidays:

Yes

Please Note:

  • Due to the assumptions made for these calculations there may be a slight variation to the figures provided above to those provided in the mortgage illustration
  • This information does not contain all of the details you need to choose a mortgage
  • Make sure that you read the separate key facts illustration before you make a decision
  • Your home may be repossessed if you do not keep up repayments on your mortgage

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